Human Resources

2008 NCFLEX ANNUAL ENROLLMENT

The NCFlex Annual Enrollment for 2008 will be from October 1 through November 2, 2007. The following is an overview of the changes for the up and coming annual enrollment: DENTAL…United Concordia will replace the current carrier with a slight rate change. Significant changes in plan benefits, *Low option annual deductible decrease to $25/75 (individual/family), from $50/150.*High option calendar year maximum increased to $1,250 from $1,000. *Exams, cleaning, fluoride treatments and x-ray available twice per year (instead of once every 6 months) *Replacement fillings available once every 12 months (instead of 24 months) as needed. *Periodontal surgery covered once in a 24-month period (instead of a 36-month period.*Removed $750 calendar year maximum for orthodontics; $1,500 lifetime maximum remains the same. *Ongoing orthodontics reimbursements will be automatically paid once the initial treatment plan is received. *Certain waiting periods will be waived for employees enrolled in an after-tax dental plan for any length of time FLEXIBLE SPENDING ACCOUNTS Monthly contribution limits removed; new hires or participants experiencing a qualified life event may elect the full calendar year maximum regardless of the number of months left in the year. GROUP TERM LIFE If not currently enrolled, for 2008, purchase $20,000 of coverage on a guaranteed issue basis (unless previously denied). If currently enrolled, add $10,000 of additional coverage each annual enrollment up to the guaranteed issue amount. SUPPLEMENTAL MEDICAL Coverage will no longer be offered beginning January 1, 2008. REGIONAL EMPLOYEE INFORMATION SESSIONS….The Employee Information Sessions (EISs) are a great time for you to see the NCFlex vendors face-to-face and ask questions. Visit the website to see the meetings locations at: www.ncflex.org

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